COIN is a Cashflow Only Investor Loan! This business purpose investor loan offers DSCR DOWN TO .85, no disclosures, or required wait periods, and state licensing not required in many states!! 

This program is sure to hyperspeed your business!


  • 40YR Fixed and 40YR Full Amortization 5/6 & 7/6 ARMs
  • 5/6 & 7/6 ARMs including I/O w/ 40YR Amortization
  • No Disclosures or Required Wait Periods
  • 80% Max LTV
  • .85 MIN DSCR
  • 620 Minimum FICO
  • Gift Funds Allowed
  • Loan Amounts Up to $2.5MIL
  • First Time Investors Welcome
  • Short Term Rental Income Allowed
  • State Licensing Not Required (See AE for Details)
  • Cash Out Can Be Used as Reserves (Up to $750K C/O Available)


  • Minimum DSCR 1.00
  • Minimum 1YR PPP
  • Loan Amounts Down to $100k
  • $2.5MIL Max Loan Amount
  • 70% Max LTV
  • Min 720 FICO
  • Purchase & Rate Term - No Reserves Required (LA ≤ $1.5MIL)
  • Cash Out - 6 Month PITIA (ITIA) - C/O Allowed to Meet Requirement


  • NO Minimum DSCR
  • LTV Up to 80%
  • 30/40 YR Fixed incl I/O
  • 5, 7, 10 YR ARMS incl I/O & 40YR Amort.
  • 1-4 Units, 2-4 Units Mixed Use, and Condotels
  • Min Loan Amount $100K
  • Max Loan Amount $3.5MIL
  • 1 x 30 Allowed
  • 24 Months Seasoning for Credit Events
  • First Time Investors Welcome
  • Short Term Rental Income Allowed, Incl Purchase Transactions
  • Gift Funds Allowed
  • Cash Out Allowed for Reserves
  • No Limit on Financed Properties
  • State Licensing Not Required in Many States
  • LTV Up to 75%
  • No Minimum DSCR
  • 30/40YR Fixed Including I/O
  • Minimum Loan Amount $150K
  • Max Loan Amount $1.5MIL
  • US or Alternative Credit OK
  • First Time Investors Welcome
  • No Housing History Required
  • No Limit on Financed Properties
  • 24 Months Seasoning for Credit Events
  • 5, 7, 10YR ARMs including I/O & 40YR Amortization
  • State Licensing Not Required in Many States
  • Cash Out Allowed for Reserves - Min 6 Months
  • Short Term Rental Income Allowed, Including Purchase Transactions


HyperTrack is an educational forum for approved and prospective Broker Partners who are looking to stay current on Orion Products, Technology and Federal Regulations. Orion's courses are dedicated to promoting Broker success nationwide. HyperTrack is a trusted resource for developing your potential and helping you thrive. Below you will find the next training that talks more about COIN - Cashflow Only Investor Loan.

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