WHAT IS COIN?

COIN is a Cashflow Only Investor Loan! This business purpose investor loan offers DSCR DOWN TO .85, no disclosures, or required wait periods, and state licensing not required in many states!! 

This program is sure to hyperspeed your business!

OVERVIEW

  • 5/6 & 7/6 ARMs including I/O w/ 40YR Amortization
  • No Disclosures or Required Wait Periods
  • 80% Max LTV
  • .85 MIN DSCR
  • 620 Minimum FICO
  • Gift Funds Allowed
  • Loan Amounts Up to $2.5MIL
  • First Time Investors Welcome
  • Short Term Rental Income Allowed
  • State Licensing Not Required (See AE for Details)
  • Cash Out Can Be Used as Reserves (Up to $750K C/O Available)

OVERVIEW

  • Minimum DSCR 1.00
  • Minimum 1YR PPP
  • Loan Amounts Down to $100k
  • $2.5MIL Tax Loan Amount
  • 70% Max LTV
  • Min 720 FICO
  • Purchase & Rate Term - No Reserves Required (LA ≤ $1.5MIL)
  • Cash Out - 6 Month PITIA (ITIA) - C/O Allowed to Meet Requirement

OVERVIEW

  • NO Minimum DSCR
  • LTV Up to 80%
  • 30/40 YR Fixed incl I/O
  • 5, 7, 10 YR ARMS incl I/O & 40YR Amort.
  • 1-4 Units, 5-8 Units, 2-8 Units Mixed Use, and Condotels
  • Min Loan Amount $100K
  • Max Loan Amount $3.5MIL
  • 1 x 30 Allowed
  • 24 Months Seasoning for Credit Events
  • First Time Investors Welcome
  • Short Term Rental Income Allowed, Incl Purchase Transactions
  • Gift Funds Allowed
  • Cash Out Allowed for Reserves
  • No Limit on Financed Properties
  • State Licensing Not Required in Many States
  • LTV Up to 75%
  • ITIN Allowed
  • No Minimum DSCR
  • 30/40YR Fixed Including I/O
  • 1-4 Units, Including Condotels
  • Minimum Loan Amount $150K
  • Max Loan Amount $1.5MIL
  • US or Alternative Credit OK
  • First Time Investors Welcome
  • No Housing History Required
  • No Limit on Financed Properties
  • 24 Months Seasoning for Credit Events
  • 5, 7, 10YR ARMs including I/O & 40YR Amortization
  • State Licensing Not Required in Many States
  • Cash Out Allowed for Reserves - Min 6 Months
  • Short Term Rental Income Allowed, Including Purchase Transactions



TRAINING

HyperTrack is an educational forum for approved and prospective Broker Partners who are looking to stay current on Orion Products, Technology and Federal Regulations. Orion's courses are dedicated to promoting Broker success nationwide. HyperTrack is a trusted resource for developing your potential and helping you thrive. Below you will find the next training that talks more about COIN - Cashflow Only Investor Loan.

Not approved with orion yet?

We've been supporting the broker community for nearly a decade and offer the technology, products, support and education needed to hyperspeed your business.

To learn more about Orion Lending, please click here.

Ready to get started with Orion, please complete the following form.

Partner with Orion

Thank you for your interest in becoming an approved partner of Orion Lending.
To begin the process, please download the Broker Application. Submit your completed Broker Application as an attachment in the below form.

You’re Not Just Another Broker. We’re Not Just Another Lender.™

Submit Broker Application
Uploading...
fileuploaded.jpg
Upload failed. Max size for files is 10 MB.
Thank You! Your Broker Application has been received!
Oops! Something went wrong while submitting the form.

For additional information or to be contacted by an Account Executive, please email our Broker Approval Department (brokers@orionlending.com) or contact us at 844.30.ORION (844.306.7468).

*NOTE: Business hours are Monday - Friday from 9AM - 5PM PST, excluding federal holidays. All applications received outside of normal business hours will be reviewed the following business day.