Fast, Reliable Loan Decisions by Seasoned Underwriters

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At Orion Lending, we make the decision. Our experienced in-house underwriting team plays a critical role in accelerating your loan approval process by delivering quick, accurate decisions — all while minimizing overlays and hurdles that can slow down traditional lenders.

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Why Choose Orion Lending’s In-House Underwriting?

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• Expert Underwriters with Industry Experience: Our seasoned underwriting professionals thoroughly analyze your loan file with a deep understanding of lending guidelines and market trends. This expertise ensures accurate decisions on every loan submission.
• Faster Loan Approvals: With underwriting handled internally, your loan progresses smoothly without delays caused by third-party reviews. This streamlined process gets you closer to closing faster than many competitors.
• Reduced Overlays, More Approvals: We minimize unnecessary overlays — those extra restrictions some lenders impose — so your borrowers have a higher chance of loan approval while still adhering to compliance and risk standards.
• Improved Communication: Direct access to our underwriting team means faster responses to questions or documentation requests, keeping your loan on track and your clients informed.
• Consistent and Transparent Decisions: Our in-house process brings consistency and transparency to underwriting, so you know exactly where your loan stands at every stage.

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How Orion Lending’s In-House Underwriting Works

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1. Loan Submission
   When you submit a loan application, it is immediately routed to Orion Lending’s in-house underwriting team, staffed with seasoned mortgage underwriting experts.
2. Comprehensive File Review
   Our underwriters thoroughly evaluate your loan file, verifying all documentation and ensuring compliance with current lending guidelines, while carefully considering borrower qualifications.
3. Minimized Overlays
   Unlike many lenders who apply additional restrictions, our experienced team focuses on risk-based decisions with fewer overlays, maximizing loan approval potential.
4. Fast, Accurate Loan Decisions
   Because underwriting is handled internally, decisions are made quickly and efficiently—reducing wait times and helping your loan move swiftly toward approval.
5. Ongoing Communication
   Our underwriters maintain direct communication with brokers, providing clear updates and promptly requesting any additional information needed to avoid delays.
6. Loan Approval and Closing
   Once approved, the loan moves seamlessly to closing, ensuring a smooth and expedited path to funding.

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Benefits of Orion Lending’s In-House Underwriting

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• Speedy Loan Decisions: In-house underwriting eliminates third-party delays, accelerating your loan approval process and helping you close loans faster.
• Reduced Overlays: Our expert underwriters reduce unnecessary lending restrictions, increasing your clients’ chances for approval without compromising compliance.
• Expertise and Consistency: Work with knowledgeable underwriters who provide reliable, consistent, and transparent decisions every time.
• Better Communication: Direct access to underwriters means quicker answers to questions and faster resolution of issues.
• Improved Client Satisfaction: Faster approvals and fewer surprises lead to happier clients and smoother loan closings.
• Competitive Advantage: With faster, more flexible underwriting, you gain an edge in the competitive mortgage market.

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‍Experience the Orion Lending Advantage

Our commitment to in-house underwriting means you get reliable loan decisions faster, enabling you to close deals quickly and provide your clients with an exceptional lending experience. Trust Orion Lending to be your partner for smooth, efficient mortgage underwriting.

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