Mortgage Operations

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Funder III

Location: Remote

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

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Position Summary

The funder’s primary responsibility is to perform all the tasks relating to loan closings after receiving approval to close from Underwriting, including the preparation and release of accurate closing documents. The position requires strong organizational and attention to detail as well as the ability to work effectively with borrowers, attorneys, brokers, and title companies.

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Specific Duties and Responsibilities

Review approved loans to determine conditions that must be met prior to closing, such as purchase of private mortgage insurance, flood insurance, verification of funds to close etc.
Call broker, title company, and or bank attorneys to request specific documents, such as an updated tax search, closing protection letters, abstract agent good standing letters and preliminary CD
Knowledge of TRID compliance rules and guidelines
Conduct compliance review of Loan Estimate, Closing Disclosure, and validate that the loan passes all federal and state rules
Receive and review any outstanding funding conditions prior to closing, including all disclosures
Verify accuracy and consistency of loan specifications in closing documents, such as loan terms, property information, borrower name and vesting, title information and homeowner’s insurance premiums and correct as necessary and verify borrowers’ signatures on all final closing documents prior to funding
Ensure all conditions and regulatory requirements are met prior to closing
Verify and set up lender wire for closing
Obtain necessary funding documents from settlement agents for review and issue a funding authorization for disbursement
Working with mortgage brokers and other clients to arrange for the closing and funding of residential mortgage loans
Follow up with closing agents for the prompt return of original closing documents
Meet production and quality standards consistently

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Preferred Qualifications and Experience

High school Diploma
Solid knowledge of TRID.
3-5 years of experience in the mortgage industry
Knowledge of Encompass
Ability to work in a paperless environment
Ability to accurately record and calculate figures and prepare loan documents.
Strong knowledge of wet/dry state closing requirements.
Excellent communication skills and follow-through.
Exemplary customer service skills.
Detail-oriented.
Ability to thrive in a fast-paced deadline-driven environment.
Ability to multi-task with a high level of accuracy and attention to detail.

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Physical and Work Conditions

Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

Apply Now

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Sr Underwriter DE/VA/SAR

Location: Remote

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a

legacy of success and ambition to the Mortgage Banking industry. At the core of our business

philosophy is a commitment to extraordinary service, honesty, and clear communication. Our

team is comprised of highly seasoned professionals who share Orion Lending's objective to

revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a

wide array of products and competitive pricing, to assist our network of originators grow and

develop their referral business and clientele.

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Position Summary

Responsibilities for the Sr Underwriter will include performing a variety of mortgage loan

documentation duties on conforming loan packages and complex loans, using comprehensive

knowledge of policies and procedures for loan products. Underwrites mortgage loan applications

and evaluates loans to maximize organizational profit and minimize risk or loss. Rely on extensive

experience and judgment to plan and accomplish goals.

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Specific Duties and Responsibilities

• Review and analyze loan applicants' credit histories, financial statements, and other

financial information to make quality decisions on loans.

• Work with team members to identify potential solutions/exceptions for denied loan files.

• Interpret and analyze complex tax returns and financial documents.

• Demonstrate ability to comprehend program changes and new program guidelines;

Implement new changes in daily production immediately with minimal error rate.

• Provide superior customer service to both internal and external customers.

• Maintain knowledge of available loan products

• Stay up to date on the program and investor guidelines.

• Adhere to confidentiality standards as outlined by security policies.

• Mentor Underwriter I’s when required.

• Utilize DU and LP underwriting systems.

• Use a computer to enter, access, and retrieve financial data.

• Develop constructive and cooperative working relationships with others and maintain them

over time.

• Actively participate in discussions to help the department run more efficiently.

• Must be able to work overtime as required.

• Other duties as assigned.

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Preferred Qualifications and Experience

• A minimum of two years of mortgage loan underwriting experience

• Extensive knowledge and experience with DU and LP underwriting systems

• DE/LAPP/SAR delegations required.

• Ability to underwrite in a production environment involving minimum quotas.

• Thorough understanding and familiarity with FHA/VA guidelines and a complete knowledge

of loan products

• Ability to maintain quality control standards while maintaining production expectations

defined by the company.

• Ability to exhibit professional verbal and written communication skills via email, mobile

devices, and in person utilizing proper spelling, composition, and grammar.

• Ability to multi-task, prioritize responsibilities, and work well under pressure with minimal

supervision.

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Apply Now

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UAT Specialist

Location: Remote

Apply Now

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Account Manager

Location: Remote

Position Summary

Ensure prompt and efficient service to brokers as liaison between brokers, underwriters, appraisal reviewers, account executives and funders. Manage assigned pipeline to insure timely and efficient action. Ensure that all underwriting requirements/conditions are satisfied prior to printing loan-closing documents from pipeline of approved loans. Coordinate delivery of accurate loan closing documents. Ensure all procedures are applied to pipeline loans being cancelled or denied. Responsible for each assigned applicant from opening through closing.

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Specific Duties and Responsibilities

Manage pipeline to ensure adherence to company lending and service standards.
Communicate with brokers to provide status of loans. Confirm rates and fees charged and input data into loan origination system for documentation preparation.
Request/verify accuracy of loan documentation to satisfy underwriting conditions.
Remain current on company requirements and ensure compliance.
Coordinate delivery of loan closing documents to assigned closing agent/title company.
Maintain a clear, consistent line of communication between the broker, underwriter, funder and assigned Account Executives.
Process Change in Circumstance Requests
Include but not limited to the following responsibilities

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Knowledge and Understanding of the following:

Has received advanced skill building and mentoring from Orion Lending underwriters
Hazard Ins., Flood Ins., CPL
Inquiry Letters
Initial 1003 and HUD addendum conditions
Compliance expert (RESPA, MDIA, Reg Z, GFE, etc.)

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Preferred Qualifications and Experience

Bachelor’s degree in [field of study] or related field OR the equivalent in work experience.
2+ years’ experience working in sales, account management or project management.
Proven track record exceeding growth goals.
Excellent multitasker with keen attention to detail.
Experience building long-term professional relationships.
Proven track record of delivering on quota and obtaining positive reviews.
Ability to manage multiple projects with strong attention to detail.
Ability to work in a fast-paced environment and adapt to changes.
Ability to work effectively with cross-functional teams and all levels of management, internally and externally.
Exceptional knowledge of digital platforms, including Encompass software.
Excellent communication skills including written, verbal and presentation.
Preferred: 3+ years’ experience working in the mortgage industry.
Basic understanding of residential mortgage loan terminology, credit process and documentation
Provide industry leading service to our Broker Partners and Account Executives

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Apply Now

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Non-Agency Underwriter

Location: Remote

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

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Position Summary

Responsibilities for the Non-Agency Underwriter will include performing a variety of mortgage loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.

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Specific Duties and Responsibilities

• Review and analyze loan applicants' credit histories, financial statements, and other financial information to make quality decisions on loans

• Work with team members to identify potential solutions/exceptions for denied loan files

• Interpret and analyze complex tax returns and financial documents

• Demonstrate ability to comprehend program changes and new program guideline

• Implement new changes in daily production immediately with minimal error rate

• Provide superior customer service to both internal and external customers

• Maintain knowledge of available loan products

• Stay up to date on program and investor guidelines

• Adhere to confidentiality standards as outlined by security policies

• Mentor Underwriting team members when required

• Utilize DU and LP underwriting systems

• Use a computer to enter, access, and retrieve financial data

• Develop constructive and cooperative working relationships with others and maintain the mover time.

• Actively participate in discussions to help the department run more efficiently

• Must be able to work overtime as required

• Other duties as assigned

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Preferred Qualifications and Experience

• A minimum of two years of mortgage loan underwriting experience

• Extensive knowledge and experience with DU and LP underwriting systems

• Ability to underwrite in a production environment involving minimum quotas

• Thorough understanding and familiarity with FNMA and FHLMC guidelines and a complete knowledge of loan products NON-AGENCY UNDERWRITER POSITION OVERVIEW

• Ability to maintain quality control standards while maintaining production expectations defined by the company

• Ability to exhibit professional verbal and written communication skills via email, mobile devices, and in person utilizing proper spelling, composition, and grammar

• Ability to multi-task, prioritize responsibilities, and work well under pressure with minimal supervision

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Physical and Work Conditions

Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

Apply Now

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Operations Support Manager

Location: Remote

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

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Specific Duties and Responsibilities

• Effectively lead and develop the Operations Support Services team, providing daily oversight, guidance, and escalation support. Manage hiring, onboarding, performance reviews, productivity, and quality monitoring to ensure consistent service excellence across all functions.

• Serve as a subject matter expert to origination team members by addressing questions related to LOS (Loan Origination System) rules, validations, and workflows. Ensure accuracy, efficiency, and compliance in all system-driven processes.

• Provide compliance support for origination team members to address and resolve disclosure-related compliance issues in accordance with federal, state, investor, and Orion policies. Partner with internal stakeholders to identify and mitigate potential risks.

• Design, produce, and maintain comprehensive reporting from tickets submitted to the Operations Support Team.

• Analyze data to identify trends and provide actionable insights that inform process improvements, training material updates, and system enhancements.

• Apply knowledge of federal and industry requirements to assess business change implications, analyze sensitive or complex operational issues, and recommend best practices to ensure compliance and efficiency.

• Advise on the implementation of new programs or system changes, producing user documentation and process guides to support successful adoption.

• Build and maintain strong, collaborative relationships with management, business line personnel, and internal teams to ensure alignment and effective communication across departments.

• Collaborate with internal partners to develop a comprehensive understanding of business operations, procedures, and goals.

• Utilize originations, underwriting, and mortgage banking expertise to research, analyze, and resolve issues or inquiries from internal and external partners.

• Ensure full compliance with all Orion Lending policies and procedures while exemplifying and promoting the Company’s Core Values. Maintain current knowledge of all mortgage related regulations, industry changes, and Orion system updates.

• Perform related administrative functions as required to support department operations.

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Required Skills

• Comprehensive knowledge of mortgage origination and underwriting principles.

• Strong understanding of agency and investor guidelines, lending compliance, and process analysis.

• Proven ability to interpret and apply federal and state lending regulations.

• Excellent written and verbal communication skills, including presentation and stakeholder engagement.

• Demonstrated service orientation with strong organizational, analytical, and problem solving skills.

• Effective time management and the ability to balance multiple priorities in a dynamic environment.

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Physical and Work Conditions

Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

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Apply Now

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Jr. Funder

Location: Remote

‍Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

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‍Position Summary

The Jr. Funder will assist the closing team by performing duties as determined by closing leadership. Jr. Funder will be assigned duties listed below, based on business need.

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Specific Duties and Responsibilities

Assist with Post Closing:

o Checking signed documents for accuracy, completeness, and proper signatures.

o Following up on missing documents and funding conditions after funding.

o Audit closed loan files to ensure all documentation is accurate, complete, and compliant with internal policies and external regulations.

o Performs communications and updates every 24 to 48 hours on the files by making detailed notes in the Post closing Notes section in Encompass.

o Performs other duties as assigned by ma^{nagement. (i.e., Agency audit}s, Clearing post purchase conditions, Trailing docs issues)

o Familiarity with mortgage loan funding, closing, and post-closing procedures is highly beneficial.

• Monitor Funding Inbox requests from Operations

• Wire desk

o Review Funding Worksheet, CPL & E&O to process wire

o Send out wires using multiple warehouse banks

o Supply Funders with the Fed Reference numbers-if needed contact bank to obtain in a

o timely manner

• PCCD Queue-work on newer loans within 5 business days

o Monitor Final CD emails

o Process PCCDs

• Assigns new files/docs back to Funders

• Follow up on any Final Settlement Statement requested the prior day (via email or phone call

• depending on urgency)

• Prioritize work queues effectively while always focusing on meeting and exceeding service levels

• Contributes to and encourages others to demonstrate a team focused, value based, service

• culture throughout the organization

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Preferred Qualifications and Experience

• High school or equivalent experience

• Minimum of 1 year’s funding experience in lending

• Strong analytical and problem-solving skills

• Able to make good decisions using a mixture of analysis, common sense, experience, and judgement

• Strong verbal and written communication skills

• Must be organized, dependable and punctual

• Jr. funders assigned duties of receipting in closing package, must be in-office

• Must be supportive in a team environment

• Strong computer skills: specifically, Encompass (preferred)

• Effective in developing internal and external relationships

• Knowledge of direct lending funding processes

• Ability to work in a fast paced, high intensity environment

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Physical and Work Conditions

Standard office environment, equipment, and tasks, including work at a computer terminal. This position requires partial sitting and walking throughout the day. Employees must be open to working overtime to complete assigned tasks.

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Apply Now

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